Managing Wind and Hail Risks in Homeowners Insurance – Allstate

Managing Wind and Hail Risks in Homeowners Insurance – Allstate

Wind and hail are among the most common natural disasters affecting homeowners, resulting in significant property damage and financial losses. To effectively manage these risks, primary insurers employ a multifaceted approach that includes the careful use of coverage forms and underwriting guidelines.

AmericanAg^® conducted an in-depth review of the filings submitted by five leading national writers specializing in homeowners multiple peril insurance to gain insight into how these companies are trying to mitigate the impacts of wind and hail-related claims.

This report is the first in a five-part series and focuses on Allstate.